Insurance for travel and trips is more essential now than ever before. Why?

It boils down to two reasons...

1. You need to cover yourself for the "unknown" on your trip. Such as medical emergencies, hospital stays, surgery and much more.

2. Do you know what the biggest reason for personal bankruptcy is in the United States? Medical bills!
You see, most (and I mean 98%) of all employer based medical plans will not cover overseas medical expenses. Some Health plans are not for you, if the area of coverage (HMO than most).

Follow me on this logic. When medical costs are the main reason for bankruptcy, and your health insurance will not cover you in your area, what happens if you fall ill or accident during your stay?

Medical expenses are in clusters, and could mean financial ruin, nobody wants to go through insolvency.
Long stay travel insurance can cover forfull year, if that's what you need. On the other hand, it can be covered only 5 days too. The plans vary, but you should be able to choose the medical care in any policy of six.

My intention is not to frighten, but to help that insurance is important for the trip. There are sites that can help you, the right insurance coverage for you. If you do not know your needs is also available to help. The best thing you can do is compare with the policyneeds you have.

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