A cheap travel and health insurance policy can literally save your life and your financial security if you have an accident or illness while traveling, particularly during international trips. International hospital care and medical treatment can be expensive and your regular medical plan may not be accepted outside the USA. Having a policy on hand before you travel as a visitor overseas can ease your mind for little cost.

What Travel and Health Insurance Covers

Depending on what kind of policy you buy, these policies offer coverage for...

* Trip cancellation and interruption

* Medical expense and transportation

* Lost or stolen baggage

* Travel assistance service

Considering that medical evacuation costs can be more than $50,000, the few dollars a day that a travel and health policy will cost you is well worth the expense.

Note that travel and health insurance typically only covers medical expenses that are medically necessary. Pre-existing conditions, immunizations, and routine physicals and checkups are not covered. In addition, injuries from hazardous sports or activities will likely not be covered.

Finding Cheap Travel and Health Insurance

You can buy travel insurance to cover you for just one trip or for multiple trips during a specified time period.

The best way to find a cheap policy is to go to an online insurance comparison website. On these websites, you enter information about yourself and your insurance needs just one time, and you'll receive quotes from several A-rated companies competing for your business.

The best comparison sites even let you talk online with insurance experts who will answer your questions and help you find the best policy for your needs.

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