There are a wide range of extreme sports on a variety of terrains - from snow, surf and even stone.

The added risk factor of activities such as rock climbing, surfing and snowboarding adds to the appeal of these very popular sports.

Every year, thousands of eager adrenaline junkies, young and old, choose to go abroad to partake in such activities. From up north to down under, many head to exotic locations for the experience of a lifetime.

Finding suitable travel insurance before embarking on such trips is a vital part of the planning process. It's all very well finding the highest peak to base jump from, or the biggest waves to ride - but what happens if something goes wrong?

Injury can be commonplace on an adventure holiday if you don't take necessary precautions. If something happens and you need to be rescued from say, the side of a mountain, you could find yourself facing a hefty bill at the end of your trip if you don't have suitable travel insurance.

Depending on the terrain involved, getting injured on an adventure holiday can prove costly if you don't have sufficient cover, particularly in scenarios which result in you having to be airlifted to hospital (or in some cases back to your home country)

Therefore you need to make sure you take out suitable holiday insurance, and have all bases covered, before you travel.

For adventure holidays it can be worth taking out single trip policies, and it's always best to ensure that you are covered against a range of factors associated with your activity of choice - such as winter sports cover and ensuring your possessions and passport are covered in case of theft or loss.

Many companies have specialist insurance packages to cater for thrill seekers of all ages and abilities. It can be worth paying that little bit extra to save you all kinds of hassle and financial trouble, meaning you can make the most of your thrill seeking adventures.

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